Financial Planning And Analysis For Future :

In this book, you’ll learn how financial planning works. You’ll learn to take stock of your current financial situation, set goals and a course of action, and then evaluating those strategies. This book will teach you how to put your financial plan into action, and then review and revise that plan as necessary. This step-by-step guide will prepare you for any future financial planning as well.

This book contains the following topics that will guide you through the path of Financial Planning And Analysis.

Table of Contents

Chapter 1

Financial Planning

What Is Financial Planning?

The Need for Financial Planning.

Who Is A Financial Planner?

Remuneration Of Financial Planners

Who Needs Financial Planning Advice?

Who Is A Successful Financial Planner?

Comprehensive Financial Planning-- A Six-Step Process

Chapter 2

Insights On

Equity Investing

About Equity

Why Companies Issue Equity Share?

Risks Associated With Equity Investing:

Checking Your Equity Investment 39

Tax Impact On Your Equity Investment Returns.

Chapter 3

Insights On Gold Investing

Regarding Gold

Why Gold Should Form Part Of Your Investment Portfolio

DIVERSITY:

SECURITY AGAINST GLOBAL UPHEAVALS:

SIMPLE TO STORE:

HEDGE AGAINST INFLATION:

LIQUIDITY:

Ways of Investing In Gold

Physical Gold

Electronic Gold:

Different Forms Of Gold Investing – A Comparison.

Tax On Gold Investing:

Gold Is A 'Capital Asset':

Capital Gains Tax On Physical Gold

Wide range Tax On Physical Gold:

Tax obligation Applicable On Gold Futures Contracts.

Tax Applicable On Gold Etfs:

Misconceptions About Gold.

MISCONCEPTION: Investment In Stock Is Better Than Gold.

Misconception: Gold Is A Risky Investment.

Misconception: If Your Jeweller Is Willing To Buy Back The Gold You Purchase From.

Misconception: It Is Safer To Buy Branded Jewellery Than To Buy Jewellery From.

Chapter 4

Plan Your Life Insurance

1. Background.

Surrender Value:

Paid up policy

Bonus

2. Cleaning Your Life Insurance Portfolio

Chapter 5

Plan Your Health Insurance

Compensation Based Policies Vs. Lump Sum Benefit Plans

Individual Vs. Family Floater Health Insurance Policies.

When To Buy Health Insurance—When Healthy Vs. When Unhealthy

Health Insurance Protects Your Wealth.

It 'S A Long-Term Product, Not Short-Term

What Is The Waiting Period?

Tax Benefits Of Health Insurance.

5 Things To Look For In A Health Insurance Policy

1. Go For A Basic Policy

2. Maximum Renewal Age.

3. Consider Sub Limits And Caps.

4. Optimum Cover.

5. Insurer Credibility.

Good Websites To Check And Compare Health Insurance

Chapter 6

Plan Your Emergency Fund

Peace Of Mind

How Much To Keep Aside

Where To Invest?

1. Savings Bank Account

2. Liquid Funds

3. Online Fixed Deposits

4. Credit Card

Chapter 7

Retirement Planning

What Is Retirement Planning?

What Is The Need For Retirement Planning?

Inflation

Rising Cost Of Medical Services

Failure Of Joint Family System

Rise In Longevity

Why The Need For Retirement Planning Is Increasing

Who Needs Retirement Planning Advice?

Role Of Financial Planners In Making Efficient Retirement Plans

Exactly how Are Financial Planning And Retirement Planning Interrelated?

Exactly how Can My Retirement End up being Tax obligation Reliable?

Step 1: Start Early And Retire Peacefully.

Step 2: Have A Concrete Plan

Step 3: Consult A Financial Planner/Financial Advisor

Step 4: Monitor The Investments And Review The Plan:………………………………………………………………………..

Step 5: Do Not Dip Into Your Retirement Savings