4.2
53.9K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

With ČSOB Smart you have the whole bank and insurance company in your mobile.

You are not a client yet? It is not a problem, you can become one right in the app – opening a current account takes only few minutes.

Why it is great to have ČSOB Smart
1. Your money is safe, it is protected not only by your bank identity, but also by a fingerprint or facial scan.
2. You always know how much money you have, both in your current and savings account, and even on investments account.
3. It makes payments easy, even settlement of an invoice, thanks to the possibility to scan it from a QR code.
4. You have a perfect control of accounts, mortgages, loans, insurance and other ČSOB products.
5. You can change your card limit, display forgotten PIN code, or temporarily lock the card, and it all takes no time.
6. It allows you to easily arrange a loan, savings, investments, travel insurance and other products.
7. Here you may manage your insurance contracts, report an insurance event and monitor its handling progress. You can also find here your insurance documents, such as your Green Card.
8. You can customize it according to your needs, adjust the order of the products or set the dark mode of an app.

And that's not all! You can explore more features after downloading it.
Updated on
Jul 21, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
53.4K reviews
O P
July 6, 2025
The BT activation of SmartKey on new phone via already registered SK again doesn't work. Selfie option not possible for someone without a Czech ID card. No chance going to branch as I'm overseas. Why not allow simple push activation through active SK like many other banks do? Edit: I know what activation types you offer, but the website option has been removed, which leaves only BT via another active SK. Which didn't work last year, then it did, but now it's 'connection failed' again every time.
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Československá obchodní banka, a.s.
July 6, 2025
Hello, thank you for your review and feedback. We will pass on the suggestion for improvement to competent colleagues. You can find useful tips for activating the app here: https://www.csob.cz/en/howto/csob-smart-key. Have a nice day.
Ivan Barsukov
June 16, 2025
The app doesn't follow the device theme (I selected the "Automatically" option in the "Appearance" setting). The dark theme is turned on automatically at sunset.
1 person found this review helpful
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Československá obchodní banka, a.s.
June 16, 2025
Hello, thank you for the review. If you don't like the dark theme, you can choose the light variant in the mobile app via MENU and Settings.
Alexey Dymov
June 11, 2025
Please add option to prevent spamming with "useful" (actually not) notifications. Also allowing to disable that "coin" mockery would be nice
Did you find this helpful?
Československá obchodní banka, a.s.
June 11, 2025
We are sorry to hear about your overall rating of our ČSOB Smart app. However, thank you for your feedback. Have a nice day.

What’s new

• Other improvements and bug fixes