Cardtonic: Virtual & Gift Card

4.0
18.6K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

Cardtonic is "the best" platform to get virtual dollar cards, buy and sell gift cards, pay bills, and buy various.

Why is it the best? Good question, let’s clarify 😎👇

Used and loved by over a million users worldwide for 5+ years, Cardtonic has always been “that platform” with the cheapest virtual dollar card fees, "that platform" that bridges the gap between individuals and businesses who need discounted gift cards or have gift cards they do not need. It’s “that platform” popularly known for giving the best gift card rates across Africa. And it's "that platform" that allows users to pay bills at discounted prices.

Do we need to say more? Okay... 😎👇

With over 15,000 positive reviews across multiple channels, we can conclude that our numbers don’t lie 🥳

Here are some of Cardtonic’s product offerings:
1.Get Virtual USD Card
2. Buy & Sell Gift Card In Nigeria
3. Buy & Sell Gift Card In Ghana
4. Buy Airtime & Data At Discounted Prices
5. Pay Bills Online
5. Buy Tech Gadgets In Nigeria

Now that you are here; let’s talk about each of Cardtonic's offerings, one after the other.

⭐ 1. GET VIRTUAL USD CARD


For Africans, paying online sometimes feels stressful with card rejections and restrictions. Cardtonic gives you instant access to one of the best and cheapest virtual dollar cards in Nigeria (Visa and Mastercard). So you can pay online without limits and experience the financial freedom you deserve.

⭐ 2. SELL GIFT CARDS IN NIGERIA


We provide the best gift card exchange app that gets you licking your fingers on the first attempt. Wonder why there's "tonic" in our name? It's because our safe gift card redeem app is just too sweet for individuals and businesses to redeem gift cards in Nigeria.

⭐ 3. SELL GIFT CARDS IN GHANA


Cardtonic is the best app to trade gift cards for Momo in Ghana. Ghanaians with gift cards they don't need can easily convert them to Cedis.

⭐ 4. BUY GIFT CARDS IN NIGERIA


Cardtonic allows you to buy over 14,000+ gift cards instantly. With this, gift cards are always within reach, and you know where to buy gift cards in Nigeria at the cheapest prices if needed.

⭐ 5. BUY GIFT CARDS IN GHANA


Ghanaians struggle to pay online with debit cards. Cardtonic provides gift cards for several brands, allowing you to use them as a more convenient means of online payment.

⭐ 6. PAY BILLS ONLINE IN NIGERIA


Bills… something we all hate but have to pay regardless. Cardtonic strives to make it less annoying by allowing you to manage and pay all your essential bills in one place. Be it airtime, data, internet, TV, electricity and much more. You can also fund your betting account on Cardtonic. How sweet is that? ☺️

⭐ 7. BUY TECH GADGETS IN NIGERIA


Cardtonic allows you to buy gadgets like smartphones, laptops, AirPods, etc., at cheaper prices. We ensure that the gadgets are not only super affordable but also come with a warranty (T&C applies). Also, delivery is nationwide.

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MORE FEATURES:


- Topup Naira wallet using a virtual bank account.
- Topup Cedis wallet using MoMo.
- Check real-time gift card prices using the in-app rate calculator.
- Earn rewards on every transaction.
- Set rate targets to get notified of changes in rates.
- Enter the leaderboard and earn massive monthly rewards.
- Access multiple gift card options e.g. Apple, Amazon, Steam Wallet, Google Play, eBay, Walmart, Sephora, Nordstrom, Target, Nike, Xbox, Vanilla, G2A, American Express (AMEX), Razer Gold, Foot Locker, Visa, Play Station and others.
- 2FA security
- And many more surprises waiting for you in-app 😉

GOT A QUESTION? TALK TO A REAL PERSON


We speak your language. Our customer support is ready to listen to you at any time.

Contact us at +2347060502770, [email protected], or use the in-app live chat. We are available 24/7.

Now that all is said and done, are you ready to taste how sweet the tonic is? 😀
Updated on
Jun 23, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Financial info and Device or other IDs
Data isn’t encrypted
You can request that data be deleted

Ratings and reviews

4.0
18.5K reviews
Chijioke PrinCe Chukwuebuka
July 28, 2025
I've been using this gift card app for a while now, and I must say it's one of the best I've come across. The interface is user-friendly, smooth, and very easy to navigate. Whether you're sending or redeeming gift cards, the process is fast, secure, and reliable. What I love most is the wide variety of gift card options available and the instant delivery feature — it makes gifting so convenient! Customer support is also responsive and helpful whenever I have questions. Highly recommended 🥰💖
7 people found this review helpful
Did you find this helpful?
Cardtonic
July 28, 2025
Hello, Prince. Thank you for taking the time to rate us! We strive to offer the best service and are delighted to receive your feedback. If you are ever dissatisfied with a trade or transaction, don't hesitate to contact our incredible customer support team. You can call 07060502770 with any questions or inquiries.
Charles Christian
July 22, 2025
⭐⭐⭐⭐⭐ Amazing and Reliable App for Gift Card Trading! I rarely leave reviews, but this app truly deserves 5 stars! I’ve been using it for a while now to trade my gift cards, and I’m beyond impressed. The process is super fast, easy to understand, and very user-friendly — even for someone who isn’t very tech-savvy. What I love most is how transparent everything is. The rates are fair and clearly shown before you trade
29 people found this review helpful
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Cardtonic
July 22, 2025
Positive reviews from awesome customers like you help others feel confident about choosing Cardtonic, too. Thanks for taking the time to rate us. If you ever experience any dissatisfaction with your trading or transaction with us, don’t hesitate to contact our customer support at +2347060502770.
Victor Chukwuemeka
June 26, 2025
Cardtonic APK is hands down one of the best apps for trading gift cards in Nigeria. The interface is clean and easy to navigate, making the entire process smooth even for beginners. What I appreciate most is the speed of transactions and how quickly payment is made after a successful trade. They offer great rates on a wide range of gift cards including iTunes, Amazon, Google Play, Steam, and more. Plus, the customer service is responsive and helpful whenever there's a question or issue. Securi
51 people found this review helpful
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Cardtonic
June 26, 2025
We really do appreciate your kind words. We will continue to ensure we render the best service to you.

What’s new

In this version, we updated KYC to make the app more secure. We also fixed some minor bugs and improved features you already know and love!