Kixy

Meet Kixy and keep pace with your lifestyle—whether you’re grabbing brunch with friends in Shoreditch, invoicing a client in Berlin, or just paying rent back home in Toronto.
🔥 Live Now
• Chat payments – Send and request money as you chat. No account numbers, no screenshots, just seamless in-conversation payments.
• Create Social Circles – Groups for flatmates, clubs or side hustles. Chat, split bills, and keep track all in one feed.
• Multi-currency wallet – Hold GBP, EUR, USD and CAD with more on the way.
• Kixy Debit Card – Use your sleek physical and virtual cards to track everything, get instant spend alerts, and freeze or unfreeze your cards with a tap.
• Global and local transfers – Send money conveniently from the Kixy app.
• Security – Active Fraud Monitoring, biometric login and bank-grade encryption.
🚀 Coming Soon
• Events in Circles – Create events, collect payments and track RSVPs.
• In-group payments – Pay creators or merchants directly in chat.
💼 Built for Freelancers & SMEs
Turn followers into customers: send invoices, accept card payments, and build a loyal community—all inside your Circle. No extra plugins, no coding. Streamline your hustle with Kixy.
💜 Zero Surprises
Kixy keeps it simple, with all transaction details upfront and in-app.
🌍 Designed for a Connected World
Whether you're managing community finance, paying your flatmates, or growing a side hustle, Kixy is built to support global payments for the modern lifestyle.
📌 Important Information
Kixy Ltd (Company Number: 11201126), with its registered office at 40 Gracechurch Street, London EC3V 0BT, is authorised and regulated by the Financial Conduct Authority as a Small Payment Institution (FRN 814005). Kixy provides services directly or as a distributor of PayrNet Limited (trading as Railsr), a company registered in England and Wales (Company Number: 09883437). PayrNet Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FCA reference 900594) for the issuing of electronic money and provision of payment services.

Ready to join the social money revolution? Download Kixy and sign up for our waitlist.